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Private Lending in Queensland Non-Bank Loans from $50K to $20M

Queensland is one of Australia's fastest-growing states, home to a thriving economy and booming property markets from Brisbane to Cairns and the Gold Coast. In a landscape where timing is everything, traditional banks often move too slowly.

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At Innovate Funding, we provide private lending solutions across Queensland, helping borrowers access fast, flexible non-bank loans without the red tape. Whether you're a developer, business owner, or investor, we structure finance that works and we move quickly.

Why Private Lending Works for QLD Borrowers

  1. Flexible Loan Structures: We tailor every deal to your needs whether you’re purchasing, refinancing, funding a project, or managing cash flow. No bank policies. Just real-world solutions.

  2. Fast Turnarounds: We offer same-day indicative approvals and can settle in as little as 48–72 hours. When speed matters, we’re ready.

  3. Built for All Industries: From real estate and trades to agriculture, tourism, and retail our lending solutions support the full spectrum of Queensland businesses and investors.

Loan Types We Offer in Queensland

We fund a wide range of loan types throughout New South Wales:

  • First Mortgage Loans — Ideal for property purchases, business loans, or refinances across Brisbane, the Gold Coast, and regional QLD.

  • Second Mortgages — Unlock equity from existing properties without disturbing your current loan.

  • Bridging Loans — Short-term funding to help you transition between purchases, projects, or finance arrangements.

  • Development Finance — Fast, flexible loans for residential or commercial developments throughout Queensland.

  • Construction Loans — Staged drawdown funding for builders and developers, tailored to your timeline.

  • Home Equity Loans — Release equity from residential property for business purposes.

  • Short-Term Business Loans — No-doc or low-doc funding for business use, secured against real estate.

  • Unsecured Loans — Fast, collateral-free loans for eligible Queensland businesses.

  • Bad Credit Business Loans — Private funding options for borrowers with defaults, ATO debt, or credit challenges.

Where we Lend in QLD

Metro QLD

  • Brisbane

  • Gold Coast

  • Sunshine Coast

  • Logan, Ipswich, Redlands, Moreton Bay

Private lending in metro areas of Queensland with Innovate Funding

Regional QLD

  • Cairns, Townsville, Mackay

  • Rockhampton, Toowoomba, Bundaberg

  • Hervey Bay, Gladstone, Gympie

Private lending in the state of Queensland with Innovate Funding

Why Choose Innovate Funding?

We are a private lending solutions who understands speed, flexibility and commercial reality.

  1. Fast approvals — within 24 hours

  2. Settlements in 2–5 business days

  3. Loans from $50K to $5M

  4. No tax returns, BAS or financials required

  5. Experienced team that understands Queensland’s market

FAQS Private Lending in Queensland

Ready to Get Started?

Whether you're in Brisbane, Townsville, Cairns, or anywhere across QLD — we’re here to help you get funded fast. Call 02 8919 3639 | Get an Indicative Offer today!

Let’s structure a deal that works for you!

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