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Private Loans for Property & Finance Professionals
At Innovate Funding, we specialise in delivering fast, flexible private lending solutions for Australia’s property and finance professionals. Whether you’re a mortgage broker, buyers agent, real estate agent, or property investor, we understand the importance of competitive rates, flexible LVRs, and quick turnaround times to secure the right outcome for your clients.
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Our lending solutions cover first and second mortgages, bridging loans, development finance, and short-term business funding. We offer LVRs up to 75% (blended first and second mortgages) on selected securities and mixed LVRs for multiple properties, with rates starting from 8.75% p.a. for first mortgages and 12.95% p.a. for second mortgages.
Approvals can be issued in as little as 24 hours, and settlements are often completed within days, without any financials required.
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We work with both property and finance professionals to structure loans that align with your client’s goals. Our role is simple to remove the roadblocks traditional lenders create and provide a common-sense approach to lending that works in the real world.
Who we work with
Mortgage Brokers
Helping brokers place deals for clients who don’t fit the bank’s criteria or need urgent funding. We can fund directly under our brand or split brokerage fees so you retain the client relationship.
Buyers Agents
Delivering fast approvals, bridging finance, and short-term loans to secure properties before auction or during off-market opportunities.
Real Estate Agents
Funding for vendors and buyers, including equity release, bridging loans, and urgent settlement finance to keep deals moving.
Property Investors
Flexible finance for acquisitions, renovations, refinancing, and cash-out loans for investment opportunities.
Why Partner With Innovate Funding?
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Fast Turnaround – Conditional approvals in as little as 24 hours.
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Flexible LVRs – Up to 75% on selected securities, mixed LVRs available.
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Competitive Rates – Starting from 8.75% p.a. for first mortgages and 12.95% p.a. for second mortgages.
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No-Doc & Low-Doc Options – For clients without up-to-date financials.
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Nationwide Coverage – Funding available in every Australian state and territory.
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Tailored Solutions – We assess each deal on its merits, not a rigid checklist.