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Private Lending for Buyers Agents
Fast, Flexible Finance to Help Buyers Agents Secure Property With Confidence
Buyers agents operate in fast-moving markets where timing wins deals. Auction conditions, short settlements, and complex property structures often mean traditional bank finance can’t keep up. Innovate Funding provides specialist private lending solutions designed specifically to support buyers agents, enabling faster settlements, greater deal certainty, and flexible funding structures when banks slow or decline transactions.
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Whether you’re assisting a client with a commercial acquisition, navigating a tight settlement window, or securing funding for a complex or mixed-use property, our asset-backed private lending solutions give buyers agents the confidence to act decisively and deliver outcomes for their clients.
Buy before an existing property sells.
Ideal for clients needing short-term finance to secure a property without waiting on a sale or refinance.
​Primary funding with speed and certainty. Competitive private first mortgages for purchase or refinance of commercial property.
Unlock capital tied in property.
Support acquisitions, deposits, or business expansion using existing equity.
Auction and tight-deadline funding.
Fast approvals designed for private treaty, auction, or off-market acquisitions.
Access equity without disturbing senior debt. Perfect where banks won’t extend further lending but equity exists.
Flexible structures across multiple assets. Combine residential and commercial securities to achieve higher leverage.
Why Buyers Agents Partner With Innovate Funding
Buyers agents work with Innovate Funding because we understand that your reputation depends on getting deals done on time.
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Speed matters – Indicative terms often issued within 24–48 hours
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Deal certainty – Asset-based decisions, not credit scoring
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Buyers-agent friendly – Clear communication and fast turnaround
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Commercial expertise – Retail, industrial, mixed-use and strata assets
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Flexible leverage – Up to 70% LVR, higher with additional security
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Nationwide capability – Metro, regional and growth corridors
We work alongside buyers agents as a funding partner not a competitor.
How Our Private Lending Process Works
Our process is designed to support buyers agents operating under tight timelines.
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Scenario Review: You provide property details, client objectives, and settlement requirements.
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Rapid Assessment: We assess the deal on its merits — property value, structure, and exit strategy.
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Conditional Approval: Clear terms issued quickly so your client can proceed with confidence.
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Settlement Execution: Funds released in line with auction, private treaty, or off-market deadlines.
No unnecessary delays. No bank-style bottlenecks.
​These scenarios reflect transactions initiated and managed by buyers agents on behalf of their clients:
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Acquisition of tenanted commercial property for yield
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Purchase of vacant industrial assets pending lease-up
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Mixed-use buildings with residential and commercial components
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Regional commercial assets with strong fundamentals
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Specialised assets such as medical suites, childcare or hospitality venues
Partner With Innovate Funding Today
If you’re a buyers agent looking for reliable, fast, and flexible finance to support your clients, Innovate Funding is your strategic lending partner.
We work alongside buyers agents to:
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Improve deal certainty
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Reduce settlement risk
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Strengthen client outcomes
Speak with our private lending team today to discuss your next acquisition scenario.
Frequently Asked Questions for Buyers Agents
How fast can private lending be approved?
Indicative terms are often issued within 24–48 hours, subject to information provided.
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Can private lending be used for auction purchases?
Yes — private lending is commonly used for auction and short-settlement transactions.
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Is this suitable for commercial and mixed-use property?
Absolutely. Many of our buyers-agent transactions involve commercial or mixed-use assets.
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Do buyers agents receive referral support?
We work within regulatory guidelines and maintain transparent professional relationships.
Ready to Work With a Buyers-Agent-Focused Lender?
If your clients need funding certainty under tight timelines, Innovate Funding can help you move with confidence.
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Contact Innovate Funding today to discuss how we support buyers-agent-led transactions.