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Private Lending for Buyers Agents

At Innovate Funding, we work with buyers agents specialising in commercial property acquisitions to provide fast, flexible private lending solutions that help secure deals without bank delays. In the commercial market, timing and certainty of funding are critical we make sure your clients can act quickly, meet contractual deadlines, and secure properties before the competition.

Our commercial property lending covers offices, warehouses, industrial facilities, retail spaces, mixed-use developments, and more.

 

We provide bridging finance, first and second mortgages, and short-term private loans with competitive rates and LVRs up to 60% on commercial securities (higher when cross-secured).

Bridging Loans for Commercial Purchases

Buy before existing property sale settles.

First Mortgage Commercial Loans

Competitive private lending for purchase or refinance.

Cash-Out Loans

Release capital from commercial property for investment or business use.

Short-Term Settlement Loans

Ideal for urgent acquisitions or auction purchases.

Second Mortgage Commercial Loans

Access equity without disturbing existing funding

Mixed-Security Commercial Loans

Combine residential and commercial securities to achieve higher LVRs

Why Buyers Agents Choose Innovate Funding for Commercial Deals

  • Fast Approvals – Conditional terms in as little as 24–48 hours.

  • Commercial Lending Expertise – Funding for office, retail, industrial, and mixed-use properties.

  • Competitive Rates – From 8.75% p.a. on first mortgages, 12.95% p.a. on seconds.

  • Flexible LVRs – Up to 70% on standalone commercial property, higher with additional security.

  • Nationwide Coverage – Major cities, regional hubs, and growth corridors.

  • No-Doc & Low-Doc Options – Perfect for clients without up-to-date financials.

How We Help Buyers Agents Win Commercial Deals

  1. Scenario Submission – You provide the purchase details, security property, and timeline.

  2. Rapid Assessment – We evaluate the deal on its merits, not just a credit score.

  3. Conditional Approval – Terms issued quickly so your client can move ahead with confidence.

  4. Swift Settlement – Funds released to meet auction, private treaty, or off-market purchase deadlines.

Scenarios We Commonly Fund

  1. Clients purchasing tenanted commercial properties for rental yield.

  2. Buyers securing vacant industrial warehouses for owner-occupation or lease-up.

  3. Purchases of mixed-use buildings with both residential and commercial components.

  4. Buyers acquiring regional commercial properties with strong local demand.

  5. Clients requiring funding for specialised assets such as medical suites or hospitality venues.

Partner With Innovate Funding Today

Buyers agents choose us because we remove the red tape and focus on making deals happen — fast. We understand the nuances of commercial property lending and tailor our solutions to match your client’s goals and timeframes.

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Contact us today to discuss your next commercial property scenario and see how our private lending can help your clients secure the right asset, right on time.

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