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Our Clients – Who We Help
At Innovate Funding, we provide tailored private lending solutions for clients right across Australia. Our fast, flexible, and non-bank finance options are designed for those who need funding without the delays, rigid requirements, and red tape of traditional lenders. Whether you’re a business owner, property professional, investor, or developer, we structure loans to match your goals from first and second mortgages to bridging loans, no-doc loans, and short-term business funding.
Mortgage brokers trust us to help their clients secure finance when banks say no or timeframes are tight. We offer fast settlements, flexible lending criteria, and competitive private lending rates. Brokers can choose to have us fund clients directly or split brokerage fees while maintaining control of the client relationship. Perfect for second mortgages, bridging loans, and short-term private lending across all states.
Buyers agents often deal with competitive markets where quick decisions are key. Our private lending for buyers agents is designed for fast property settlements, bridging finance, and conditional approvals within tight timelines. We work Australia-wide, helping buyers secure properties before auction deadlines, during off-market opportunities, or while waiting for the sale of an existing asset.
We help investors leverage their equity to grow portfolios, undertake renovations, or purchase new properties. Our private investor loans are available as first mortgages, second mortgages, or cash-out loans with flexible repayment structures and nationwide reach. Whether you’re expanding in metropolitan hubs or regional areas, we provide quick access to capital.
We partner with real estate agents to deliver funding that helps deals close faster. From vendor finance and equity release loans to urgent settlement loans, we ensure your clients can act quickly when the right property comes along. Our streamlined process allows you to secure funding solutions without losing momentum in the sales process.
Small businesses often need fast funding to cover operational costs, expand services, or seize growth opportunities. We provide working capital loans, equipment finance, and short-term property-secured lending with mixed LVR options to suit different asset types. Perfect for businesses that need finance in days, not months.
Medium-sized businesses often face more complex funding needs, from asset acquisition to debt restructuring. We provide tailored private loans with flexible terms, non-bank approval criteria, and conditional offers to support your next stage of growth or refinance.
Sole traders can find it difficult to secure finance from banks due to strict income verification. We specialise in no-doc and low-doc loans for sole traders, offering short-term funding for business operations, stock purchases, and project work secured against residential, commercial, or mixed-use property.
Large businesses require substantial capital for acquisitions, major developments, or large-scale projects. We offer high-value private loans secured against commercial or residential property, with the ability to structure deals to suit complex corporate needs. Our fast turnaround ensures projects stay on track without bank delays.
Partnerships often have unique lending requirements due to multiple owners and shared security. We provide custom funding structures with flexible LVRs, quick settlements, and options for equity release or bridging finance to support expansion or urgent funding needs.
We work closely with accountants to help clients who need tax debt loans, working capital, or equity release to invest in their business. Our solutions include short-term property-secured loans that bypass bank red tape, allowing urgent funding in days.
We provide development finance, construction loans, and early-stage funding for builders and developers across Australia. Our lending can cover land acquisition, site preparation, and construction, with first and second mortgage options to suit your capital stack.
​For businesses without property to offer as security, we offer fast unsecured loans designed to provide quick cash flow support, manage urgent expenses, or take advantage of time-sensitive opportunities.
​Commercial property owners often need funding for refinancing, upgrades, or equity release to invest elsewhere. We offer flexible LVRs, nationwide coverage, and fast approval times to ensure your commercial property works harder for you.
If you own property and want to leverage your equity for the next investment, we offer bridging loans, cash-out loans, and short-term funding designed for experienced property owners ready to take their next step.
