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Private Lending for Partnerships

At Innovate Funding, we specialise in helping business partners unlock capital and achieve their goals through tailored private lending solutions. Whether you’re part of a family partnership, a joint venture, or a co-ownership business, we understand the unique challenges that come with shared ownership structures.

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Traditional banks often struggle to accommodate partnership funding needs. Strict credit requirements, long approval processes, and limited flexibility can leave partners unable to act quickly when opportunities or urgent challenges arise.

 

Private lending fills this gap, offering fast, practical, and customised funding designed for partnerships.

Why Partnerships Need Private Lending

Business partnerships often face scenarios that require quick and decisive financial action. Some common situations include:

  • Partner Buyouts: One partner wants to exit the business and requires a payout of their equity.

  • Restructuring: Partnerships restructure ownership or transfer assets into new entities.

  • Expansion Opportunities: Partners identify a growth opportunity that needs immediate funding.

  • Cash Flow Challenges: Seasonal businesses or industries with irregular income streams often need short-term working capital.

  • Property Investment: Partnerships looking to acquire or refinance commercial or investment properties quickly.

Private lending offers solutions to these challenges by providing fast approvals, flexible terms, and funding from $50K up to $20M secured against property.

​How Innovate Funding Supports Business Partnerships

We work directly with business partners and their advisors to deliver funding solutions that make sense. Our lending process is built around speed, transparency, and flexibility.

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Key Features of Our Partnership Lending:

  • Loan sizes from $50K to $20M

  • Competitive rates starting from 8.75% on first mortgages and 12.95% on second mortgages

  • Fast approvals, often within days

  • Flexible terms ranging from 3 months to 12 months

  • Solutions for both residential and commercial property security

  • No requirement for extensive financials ideal for partners with complex structures

Real Partnership Scenarios We’ve Assisted

1. Partner Buyout – Fast Equity Release

Two business partners jointly owned a commercial property but one decided to exit. The outgoing partner needed a $500K payout quickly. Innovate Funding arranged a second mortgage loan secured against the property, allowing the remaining partner to buy out their counterpart without selling the asset.

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2. Partnership Expansion – Property Acquisition

A pair of developers identified a rare off-market property opportunity but didn’t have time to go through a bank. We provided a $2M bridging loan in just 7 days, enabling the purchase. Once the property was acquired, they refinanced into longer-term funding.

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3. Family Partnership Restructure

Three siblings ran a family business under a partnership structure but wanted to restructure ownership into a company. Innovate Funding provided short-term private lending to manage payouts, legal costs, and transition expenses until the restructure was complete.

Why Choose Innovate Funding for Partnerships

  • Specialist Understanding: We understand the unique needs of partnerships — from buyouts to restructures and expansions.

  • Speed and Certainty: Unlike banks, we focus on property security and exit strategies, not lengthy paperwork.

  • Tailored Solutions: Every partnership is different. We structure loans to suit your goals and timelines.

  • Trusted by Professionals: We frequently work with accountants, brokers, and solicitors who refer partnership clients to us.

Private Lending for Partnerships

Our private lending for partnerships helps co-owned businesses and professional practices access short-term, low-doc finance for expansion or cash-flow management. We understand the complexities of partnership structures and provide flexible solutions to match.
We support a variety of industries including:

  • Private Lending for Accountants and Professional Firms

  • Private Lending for Medical and Dental Clinics

  • Private Lending for Veterinary Clinics

  • Private Lending for Real Estate Agencies

  • Private Lending for Restaurants and Pubs

  • Private Lending for Childcare Centres

  • Private Lending for Gyms and Fitness Studios

If none of the above options suit your needs, feel free to explore other private lending solutions with Innovate Funding.

Partner With Us to Grow Your Business

Whether you’re expanding, refinancing, or investing in new assets, Innovate Funding can provide the finance your partnership needs to move forward confidently.

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Visit our Private Lending for Business Owners page to explore funding options for small, medium, large businesses, sole traders, and partnerships.

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Contact us today to discuss your partnership’s funding requirements and see how quickly we can help.

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