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Private Lending for Specialised Borrowers

At Innovate Funding, we understand that some clients have highly specialised funding requirements that can’t be met with a “one size fits all” loan. Whether you’re an accountant helping a client secure finance, a developer managing multiple projects, or a commercial property owner looking to unlock equity, our private lending solutions are designed for speed, flexibility, and real-world outcomes.

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We offer competitive rates, quick approvals, and funding solutions for situations where traditional lenders often say “no.”


This page highlights the key borrower types we help, with real-world examples of how we’ve delivered results. Each section links to a dedicated page for more detail.

We work with borrowers Australia-wide, offering competitive rates, quick approvals, and funding solutions that mainstream banks can’t always deliver.

Private Lending for Accountants’ Clients

Accountants often deal with clients who need urgent or unconventional funding. We work alongside accountants to:

 

Example Scenario:
An accountant’s client in Sydney needed $450,000 within 7 days to settle a commercial property purchase. Traditional finance was too slow. We provided a first mortgage loan against existing real estate, settling in time to secure the deal.

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​Learn More →

Private Lending for Developers & Builders

Developers and builders often need quick access to funds for:

 

Example Scenario:
A Queensland builder needed $1.2M in bridging finance to complete one project and start another without presales. We secured funding in under two weeks, allowing both projects to proceed on schedule.

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Learn More →

Private Lending for Commercial Property Owners

We help commercial property owners unlock equity for:

 

Example Scenario:
A commercial landlord in Sydney needed $800,000 to complete a major office refurbishment and secure a high-value tenant. We refinanced their property and delivered funds in just 10 business days.

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Learn More →

Private Lending for Unsecured Business Owners

Not every business owner has property to use as security. We offer unsecured funding for:

  • Stock purchases

  • Marketing campaigns

  • Business expansion

 

Example Scenario:
A Melbourne marketing agency needed $150,000 for a national campaign launch but had no property security. We provided an unsecured loan within 72 hours, enabling them to launch on time.

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Learn More →

Private Lending for Savvy Property Owners

Experienced property owners can leverage their portfolio for:

 

Example Scenario:
A property investor found a distressed property well below market value. We provided $650,000 in bridging finance, allowing them to settle quickly and realise a substantial profit.

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Learn More →

Why Choose Innovate Funding?

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  • Direct access to private lenders with real decision-making power

  • Flexible loan structures designed for unique borrowers

  • Australia-wide lending for metro and regional borrowers

  • Fast approvals and settlements often within days

 

Call us on 02 8919 3639 or Apply Online to discuss your lending needs today.

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