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Innovate Funding
Private Lending Solutions
At Innovate Funding, we provide fast, flexible finance backed by our own pool of private capital from high-net-worth individuals. When we can't fund a deal directly, we tap into our trusted network of experienced private lenders to ensure you still get the solution you need.
From first and second mortgages to development finance and bridging loans, our lending options are built to move quickly and meet real business needs. Whether you're expanding your operations, purchasing property, or managing short-term cash flow, our team is here to help make it happen—with the speed and support you won’t find at a bank.
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Click 'Get Started' below to explore how we can fund your next move.
Traditional lending doesn't work for everyone—and it shouldn't have to. At Innovate Funding, we specialise in structuring bespoke private lending solutions that go beyond the limitations of mainstream finance.
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Whether you're a business owner, investor, or developer, we understand that no two funding scenarios are the same. That’s why we take a tailored approach—drawing on both our own capital and our network of trusted private lenders to deliver flexible, outcome-driven finance solutions.
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Our focus is simple: to align the right funding strategy with your specific goals, offering the responsiveness, discretion, and adaptability that only private lending can provide.
ABOUT US
Why Choose Innovate Funding for Your Private Lending Needs?
At Innovate Funding, we offer more than just finance—we provide strategic funding solutions tailored to your unique circumstances. As a specialist private lender with access to both in-house capital and a trusted network of high-net-worth investors, we deliver results where traditional lenders fall short.
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Our expertise lies in navigating complex funding scenarios with speed, discretion, and precision. Whether you're seeking a first or second mortgage, bridging finance, or commercial property funding, we work closely with you to structure a solution that meets your timeline, risk profile, and financial objectives.
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With deep industry knowledge and a client-first approach, we don’t just process loans—we provide clarity, confidence, and a direct path to the right funding.
Why Choose Innovate Funding?
10+
95
100+
5
Years of Experience
Successful Projects
Satisfied Clients
Expert Advisors
OUR SERVICES
First and Second Mortgage Loans for Your Varied Needs
Your property investment dreams can become a reality with Innovate Funding. We know traditional lending options may not always align with your goals, so we provide comprehensive, customised private lending solutions to support your aspirations.
First Mortgage Security
Experience unparalleled financial flexibility with Innovate Funding's First Mortgage Non-Bank Loans. Unlike conventional lenders, we tailor our mortgage solutions to your unique financial situation, offering competitive rates and flexible terms. This personalised approach has made us one of Australia's leading non-bank lenders, helping you easily achieve your commercial goals.
Second Mortgage Security
Financial needs often go beyond a first mortgage, so Innovate Funding offers Second Mortgage Non-Bank Loans. Whether you're looking to unlock home equity, consolidate debt, or fund major investments, our second mortgage loans provide the flexibility you need. As a trusted non-bank lending partner in Australia, Innovate Funding is here to support your diverse financial goals with solutions tailored just for you.
Frequently asked questions
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