
Private Lending for Gyms
Private Lending for Gyms and Fitness Studios
Open sooner and expand faster with asset-backed funding. Innovate Funding offers private lending for gyms and fitness studios to fund fit-outs, equipment and growth. Progress draws are available with simple reporting, and facilities can be tailored for franchise or independent operators.
Why gym owners choose Innovate Funding
- Indicative approval in approximately 24 hours
- Settlement in 2 to 3 business days
- Entity-only, NCCP-exempt
- Staged drawdowns for fit-outs and equipment where required
- Australia-wide support
Typical loan parameters
Parameter | Details |
Loan amount | $250,000 to $3,000,000+ |
LVR range | 50% to 65% depending on security |
Term | 6 to 18 months |
Security | Residential investment or commercial property |
Exit | Refinance to a bank or cashflow once membership stabilises |
Example scenario
Newcastle, NSW: $550,000 second mortgage for fit-out and equipment. Staged releases against invoices and site checks. Exit to bank refinance after launch and membership growth.
Contact Innovate Funding
Speak with a lending specialist for an indicative offer today.
Address: 45 Denison Street, Bondi Junction NSW 2022
Phone: 02 8919 3639
Email: deals@innovatefunding.com.au
Frequently asked questions
1) Do you fund gym equipment purchases?
Yes. Equipment can be included within an asset-backed facility.
2) Do you support franchise operators?
Yes, provided the entity structure and exit are clear.
3) Are loans NCCP-exempt?
Yes. Business-purpose and entity-only.
4) What security is acceptable?
Residential investment or commercial property. Cross-collateral can be used.
5) How fast can approval and settlement occur?
Indicative approval in about 24 hours and settlement in 2 to 3 business days subject to valuation and documents.