Private Lending for Service Stations and Car Washes

Finance for high-traffic commercial sites that cannot wait for a bank. Innovate Funding provides private lending for service stations, petrol stations, truck stops and car washes. Use funds for acquisitions, upgrades and site redevelopments.

Why private lending works for these assets

- Approvals in approximately 24 hours

- Settlement within 2 to 3 business days

- LVRs up to 55% on strong sites

- First and second mortgages

- NCCP-exempt, entity-only facilities

Typical loan parameters

Example scenario

Logan, QLD: $4,100,000 at 70% LVR to acquire and upgrade a car wash site. Settlement in 7 business days. Refinanced to a bank after upgrade completion and trading stabilised.

Contact Innovate Funding

Speak with a lending specialist for an indicative offer today.

Address: 45 Denison Street, Bondi Junction NSW 2022

Phone: 02 8919 3639   

Email: deals@innovatefunding.com.au

Frequently asked questions

1) Do you finance redevelopments and upgrades?

Yes. QS oversight and permits are usually required.

2) What LVRs are available?

Generally 55% to 75% depending on site quality and location.

3) Can I use multiple properties as security?

Yes. Cross-collateral is common for portfolio owners.

4) Are loans NCCP-exempt?

Yes. Entity-only and business-purpose.

5) How long are typical terms?

Six to twenty-four months, often interest-only.