
Private Lending for Restaurants & Pubs
Private Lending for Restaurants and Pubs
Hospitality finance that values assets and exit, not endless paperwork. Innovate Funding supports restauranteurs, bar owners and hotel operators with private lending that moves at the speed of your venue. Use funds for acquisitions, licence-timing bridges, refurbishments and equipment.
Why hospitality operators choose private lending
- Indicative approval within approximately 24 hours
- Settlement in 2 to 3 business days- Loans from $50,000 to $10,000,000+
- First or second mortgages
- NCCP-exempt, entity-only facilities
Typical loan parameters
| Parameter | Details | 
| Loan amount | $50,000 to $10,000,000+ | 
| LVR range | Up to 60% | 
| Term | 3 to 12 months | 
| Security | Commercial property or investment property | 
| Exit | Sale or refinance after trading stabilises | 
Example scenario
Adelaide, SA: $2,200,000 for licence transfer and refurbishment. Settlement in 6 business days. Refinanced to a bank six months later after revenue stabilised.
Contact Innovate Funding
Speak with a lending specialist for an indicative offer today.
Address: 45 Denison Street, Bondi Junction NSW 2022
Phone: 02 8919 3639
Email: deals@innovatefunding.com.au
Frequently asked questions
1) Do you fund leasehold refurbishments?
Yes, with appropriate supporting security and permits.
2) Do you need trading history?
We focus on asset value and exit feasibility. Trading history may assist but is not always required.
3) Are loans NCCP-exempt?
Yes. Business-purpose and entity-only.
4) Can I cross-collateralise properties?
Yes. This can improve leverage or pricing.
5) What are typical terms?
Six to twenty-four months, often interest-only.
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