Private Lending for Fit-outs and Renovations

Complete commercial upgrades on time with progress-draw funding. Innovate Funding offers private lending for fit-outs and refurbishments for retailers, offices, medical clinics and hospitality venues. Draw funds in stages with QS oversight and keep your project moving without bank delays.

Why businesses use private lending for fit-outs

- Approvals in approximately 24 hours and fast settlement

- Staged progress drawdowns with cost-to-complete controls

- Entity-only, NCCP-exempt facilities

- First or second mortgages accepted

Typical loan parameters

Example scenario

Parramatta, NSW: $700,000 staged facility at 65% LVR for a two-site retail refurbishment. QS progress certificates at each draw. Exit via bank refinance on completion.

Contact Innovate Funding

Speak with a lending specialist for an indicative offer today.

Address: 45 Denison Street, Bondi Junction NSW 2022

Phone: 02 8919 3639   

Email: deals@innovatefunding.com.au

Frequently asked questions

1) Do you allow staged drawdowns?

Yes. Progress-draw facilities are available with QS monitoring.

2) What if costs increase during the project?

We recommend appropriate contingencies. Variations can be assessed case by case.

3) Are these loans NCCP-exempt?

Yes. Business-purpose, entity-only.

4) What security is required?

Commercial or residential investment property. Cross-collateral is considered.

5) How quickly can I settle?

Most fit-out loans settle within 2 to 3 business days after valuation and documents are complete.