Private Lending for Brokers in Australia: Faster, Smarter Finance with Innovate Funding

The Rise of Private Lending for brokers in Australia

In Australia’s fast-changing finance industry, private lending has become a powerful tool for brokers seeking flexible funding options that traditional banks can’t match.

As major lenders tighten their credit criteria, more brokers are partnering with Innovate Funding a trusted name in non-bank and private lending to help their clients secure fast, tailored funding solutions.

Private lending bridges the gap between what banks can’t do and what borrowers actually need. These loans are funded by private lenders or non-bank institutions, offering:

• Faster approvals

• Flexible structures

• Real-world funding solutions for business and property finance

Why Private Lending Works for Brokers

For brokers, private lending unlocks a world of opportunity.

Key benefits include:

• More loan options for clients who fall outside traditional bank criteria

• Faster settlements with minimal red tape

• Ability to service complex or time-sensitive deals

Explore Innovate Funding’s full range of private lending products:

• First Mortgage Loans

• Second Mortgages

• Bridging Loans

• Short-Term Business Loans

Why Brokers Partner with Innovate Funding

At Innovate Funding, we make it simple for brokers to offer their clients more value — with faster outcomes, stronger lender relationships, and greater flexibility.

1. Diverse Range of Non-Bank Loan Products

From development loans to asset-backed business finance, our panel of private lenders supports a wide variety of funding types. This allows brokers to service more clients and expand their portfolio.

2. Rapid Turnaround and Approvals

We know speed matters. Innovate Funding streamlines the entire process, delivering approvals and settlements often within days, not weeks.

3. Flexible Loan Terms

Private lending offers unmatched adaptability. Brokers can present clients with flexible repayment schedules, interest-only terms, and deal structures tailored to cash flow and exit strategies.

4. Dedicated Broker Support

From initial enquiry to settlement, our dedicated broker support team provides transparent communication, quick responses, and expert guidance every step of the way.

Building Bridges, Not Barriers

Traditional banks often reject strong deals simply because they don’t fit rigid policy frameworks. At Innovate Funding, we take the opposite approach — we find ways to make good deals happen.

Partnering with us empowers brokers to help clients:

• Access equity from property quickly

• Fund commercial or residential development projects

• Refinance or restructure short-term debt

• Capitalise on urgent, time-sensitive opportunities

Our goal is simple: to build bridges between clients and capital, not barriers that slow progress.

The Future of Brokerage Is Private

The move toward private and non-bank lending is not a temporary trend — it’s the new standard in Australian finance. Brokers who embrace this model gain the ability to deliver faster outcomes, greater choice, and tailored funding for every client.

With Innovate Funding as your lending partner, you’ll gain access to:

• A national network of private lenders

• Transparent loan structures

• Fast approvals and settlements

• Ongoing broker support

Contact Innovate Funding today to discover how our private lending network can help you deliver better results for your clients.

Frequently Asked Questions (FAQs)

1. What is private lending for brokers?

Private lending allows brokers to source finance from non-bank lenders and private investors who can offer flexible, asset-based funding when banks cannot.

2. How does Innovate Funding support brokers?

We provide brokers with direct access to a panel of reputable private lenders, fast approvals, and dedicated back-end support from enquiry to settlement.

3. What types of loans can brokers offer through Innovate Funding?

Brokers can access a range of solutions including first and second mortgages, bridging loans, short-term business loans, and development finance.

4. How fast can loans be approved?

Depending on the deal and documentation, approvals can be achieved within 24–72 hours, with settlements following shortly after.

5. Are private lenders regulated?

Yes. Private lenders operate under Australian lending laws and are required to follow responsible lending practices. Innovate Funding only partners with verified, reputable lenders.

6. Do brokers earn commissions on private loans?

Yes. Brokers receive transparent commission structures that align with loan value and type, helping them grow their business sustainably.

7. Can private lending assist clients with complex financials or credit issues?

Absolutely. Private lenders assess deals based on asset value, project potential, and exit strategy, not just credit history, making it ideal for clients who fall outside bank criteria.