An investor in Sydney recently used a combination of equity release and private lending to fund a full property flip on the Central Coast. The project was completed within a 10-month loan term using $1.21M in non-bank funding. Flipping property is a proven way to build short-term profits, but it requires more than just renovation skills. You need capital. Fast. And traditional banks often aren’t equipped to help flippers act quickly. That’s why experienced investors turn to p

What is a Business Refinance Loan? A business refinance loan replaces one or more existing debts with a new facility. This can provide improved terms, greater flexibility, or faster access to capital. Business owners often use refinance loans to: Consolidate multiple loans Pay out expiring or high-interest debt Release equity from commercial or residential property Improve cash flow and liquidity Bridge to a sale or long-term funding In contrast to traditional lenders, non-ba

Australia’s property flipping scene is booming, but so is the competition. With tight timelines, cash-heavy deals, and properties that...

Sydney’s property market isn’t just for investors. It is a powerful financial tool for business owners. In today’s fast-paced economy,...

Getting your startup off the ground isn't just about passion—it’s about having the right funding at the right time. But what happens when...

Regional NSW is booming with opportunity. One of the latest examples? A bakery owner in Junee needed cash, fast, to renovate and expand...

In high-value suburbs like Brighton, VIC, time-sensitive property and business opportunities often require capital that traditional banks...

Unlocking Business Growth Through Commercial Equity Accessing a second mortgage in Concord can be a powerful strategy for business owners who need fast working capital when banks say no. Unlike traditional lenders, Innovate Funding  provides private lending solutions that prioritise speed, flexibility, and real-world outcomes. That is exactly how we helped one Concord-based business owner access $200,000 in just two weeks, using a second mortgage to fund his company’s expansi

When time-sensitive goods are held at the port, business operations can grind to a halt. This was the situation for a Sydney-based...

As Sydney's western corridor becomes one of the fastest-growing business regions in Australia, small business owners are increasingly seeking faster, more flexible finance solutions. Traditional banks often fall short regarding urgent funding, complex deal structures, or clients without pristine documentation. This is where private lending, no-doc lending, and non-bank loans step in as powerful alternatives. At Innovate Funding , we've been at the forefront of delivering priv

In the current economic climate, cash flow disruptions are a common headache for small to medium businesses. For some, they result from...

When business moves fast, traditional bank loans can be painfully slow. That's where private lending steps in especially for companies based in the Sutherland Shire needing a quick cash injection without jumping through the usual hoops. Let's say you're a local business owner who needs $100,000 to purchase bulk inventory fast. You own a property in Cronulla or Miranda with equity to spare, but the bank's turnaround time won't cut it. Enter the second mortgage: a flexible shor

Over $50 billion. That's the staggering total of collectible tax debt currently owed to the Australian Taxation Office (ATO). This isn't...

Introduction: A Game-Changing Solution for Growing Businesses Refinancing to improve cash flow is often the key to unlocking new...

When traditional lenders shut their doors, finding a funding solution can feel like searching for a needle in a haystack. But that’s...

For many Australian businesses, accessing traditional bank loans can be challenging, especially when rapid growth requires immediate...

In the fast-paced business world, securing funding quickly can mean the difference between seizing an opportunity and watching it slip...

In today's competitive market, traditional bank loans don't always offer businesses the flexibility and speed to succeed. That's where...

Every business, big or small, hits a roadblock from time to time. Whether expanding, managing cash flow, or seizing a new opportunity, access to capital can be the difference between stagnation and success. But what happens when the traditional banks don't offer the flexible solutions you need? This is where private lending can make a real difference for businesses in Adelaide and across the broader metro area of South Australia (SA). Innovate Funding specialises in commercia

When seeking commercial or private lending options in Australia, borrowers generally consider factors like interest rates, loan terms,...