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Deals and Insights


How Can Private Lending Help Brookvale Businesses Facing ATO Tax Debt?
In the current economic climate, cash flow disruptions are a common headache for small to medium businesses. For some, they result from...
May 5, 20255 min read


Can I Get a Second Mortgage to Fund My Business in the Sutherland Shire?
When business moves fast, traditional bank loans can be painfully slow. That's where private lending steps in especially for companies based in the Sutherland Shire needing a quick cash injection without jumping through the usual hoops. Let's say you're a local business owner who needs $100,000 to purchase bulk inventory fast. You own a property in Cronulla or Miranda with equity to spare, but the bank's turnaround time won't cut it. Enter the second mortgage: a flexible shor
Apr 16, 20254 min read


Using Private Lending to Resolve Urgent ATO Tax Debt in the Northern Beaches
Over $50 billion. That's the staggering total of collectible tax debt currently owed to the Australian Taxation Office (ATO). This isn't just a statistic for business owners across Australia—particularly in high-growth regions like Sydney's Northern Beaches—it's a daily pressure point. When the ATO demands payment and traditional banks are too slow or unwilling to assist, private lending can offer a timely and practical solution. At Innovate Funding, we recently facilitated a
Apr 7, 20254 min read


How Innovate Funding Secured a Business Loan at 8.75% on a 65% LVR in Melbourne
Introduction: A Game-Changing Solution for Growing Businesses Refinancing to improve cash flow is often the key to unlocking new opportunities for businesses, but finding a flexible, competitive loan without the hoops of traditional banks? That can feel like searching for a needle in a haystack. At Innovate Funding, we helped a Melbourne-based business refinance with an 8.75% interest rate on a 65% Loan-to-Value Ratio (LVR) secured by a first mortgage . This refinance reduce
Dec 18, 20244 min read


How Innovate Funding Helped a Maroubra Client Secure a $300K Second Mortgage for Working Capital
When traditional lenders shut their doors, finding a funding solution can feel like searching for a needle in a haystack. But that’s where Innovate Funding steps in, providing tailored, fast, and reliable financial solutions. In this case study, we’ll explore how we helped a client in Maroubra secure a $300,000 second mortgage at a rate of 15% p.a. on their $2.5 million residential property. This critical funding gave them the working capital to grow their business, seize new
Nov 21, 20245 min read


How Innovate Funding Provided a Growth Solution at 9% p.a. for a Client Needing a Non-Bank Loan
For many Australian businesses, accessing traditional bank loans can be challenging, especially when rapid growth requires immediate capital. When one of our clients needed cash for new inventory to fuel expansion but found traditional lending unavailable, Innovate Funding offered a tailored non-bank solution. Using the client's property as leverage, we structured a loan with favourable terms at 9% p.a. interest, 55% Loan-to-Value Ratio (LVR), and a 12-month term with interes
Nov 13, 20245 min read


Private lending in Broadbeach: How Innovate Funding secured $500,000 in just 3 days
Private lending in Broadbeach has become an essential solution for businesses that need fast, flexible and personalised finance. With traditional banks taking weeks or even months to approve commercial loans, non bank lending has emerged as the fastest and most efficient option. Innovate Funding recently delivered a standout result for a Gold Coast business, securing a $500,000 first mortgage loan in only three business days. This case study breaks down exactly how the fundin
Nov 5, 20243 min read


Unlocking Business Growth Through Private Lending in Brisbane and the Gold Coast
In today's competitive market, traditional bank loans don't always offer businesses the flexibility and speed to succeed. That's where private lending steps in. Whether you're a Brisbane-based entrepreneur ready to expand or a Gold Coast business owner looking to refinance, private lending offers a pathway to optimise your funding and maximise opportunities. Imagine accessing funds without traditional banks' long wait times or rigid requirements! At Innovate Funding, we conne
Oct 30, 20245 min read


Private Lending in Adelaide: Empowering South Australian Businesses with Flexible Finance
Every business, big or small, faces financial challenges at some point. Whether it’s managing cash flow, funding expansion, or seizing new opportunities, access to capital can determine the difference between stagnation and growth. But what happens when banks say no? For many South Australian businesses, private lending in Adelaide has become a smarter, faster, and more flexible alternative. At Innovate Funding , we specialise in commercial non-bank lending. Our team provides
Oct 29, 20244 min read


Private lending in Tasmania: How the absence of PEXA affects settlements and funding
Private lending in Tasmania operates differently from many other Australian states due to the current absence of mandatory electronic conveyancing through PEXA. While New South Wales, Victoria, Queensland, and several other jurisdictions use PEXA to streamline digital settlements, Tasmania continues to rely on manual or hybrid settlement processes. This has a direct impact on brokers, borrowers, solicitors, and private lenders. At Innovate Funding, we specialise in navigating
Sep 30, 20245 min read


Private Lending in Gold Coast: How Innovate Funding Supports Brokers and Commercial Borrowers
The financial landscape in Australia, especially in the Gold Coast region, has evolved significantly in recent years. While still prevalent, traditional bank lending is no longer the only option for commercial borrowers. Enter private lending—a flexible and increasingly popular alternative offering unique opportunities for brokers and their clients. Innovate Funding understands that private lending is crucial to expanding your service offerings and better assisting your comme
Sep 4, 20244 min read


Unlock Your Project's Full Potential with Innovate Funding: Private Lending Solutions in the Eastern Suburbs
When it comes to real estate development and construction, securing adequate financing can often be the biggest hurdle. In the dynamic property market of Sydney's Eastern Suburbs, where property values are high and demand is ever-increasing, accessing proper funding can make or break your project. Innovate Funding offers specialised private lending solutions tailored to your unique needs, particularly in second mortgage construction financing. Why Private Lending? Traditional
Aug 12, 20244 min read
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